Matt Gamache - Touchstone Realty



Posted by Matt Gamache on 9/23/2020

Image by Jonathan Petersson from Pixabay

Home improvement to accommodate residents of all ages and physical abilities not only add convenience and safety to the home, but also make good economic sense. "Aging in place" guidelines have been formulated to assure that housing of the future is designed to meet changing needs. Open floor plans are not only trending, but offer better options for tailoring homes to individual needs.

Sustainability, energy efficiency and accessibility issues have become part of mainstream consciousness. The passage of the Americans with Disabilities Act brought sweeping changes in the realm of accessibility to public facilities and commercial buildings. It is now recognized that similar guidelines can, and should, be applied to residential development. Primary concerns focus on mobility issues, vision or hearing impairments, physical limitations and limited abilities.

Designers and builders acknowledge that homes can better serve the needs of all residents with relatively minor alterations. The current trend toward multi-generational households has driven the point home. Although toddlers and senior citizen have different requirement, minimal changes in home design will make life better for all. 

Here are some basics to consider:

Single-level Design

Minimize steps and level changes. While thresholds are necessary at exterior doors, it's important that at least one entry door is accessible to someone with difficulty walking or climbing stairs, for anyone using a walker or wheelchair, or for a resident with a vision problem. If there are interior stairs, consider an electric stair lift.

Maneuverability and Safety

Be aware of traffic patterns. Provide ample space to move about, even with a walker or wheelchair, particularly in kitchens and bathrooms. Eliminate interior halls if possible. Hallways and stairwells should ideally be at least 42 inches wide; 36-inch wide door openings are recommended. Fewer doorways mean fewer barriers in the home. Be aware of the hazards created by flooring changes.

Lighting

Motion-controlled and voice-activated lighting is recommended both for home exteriors and for interior spaces. Pay special attention to safety lighting on stairs, in bathrooms, and in bedrooms. Also, note that placing electrical receptacles higher on the wall and lowering light switches is of benefit for young children and older adults alike. 

Safety and Convenience

Rely on technology to create a safe home. Install security devices, smoke detectors and CO2 monitors, room-to-room communication, programmable thermostats, remote controls for blinds and window coverings, and temperature controls on faucets. Automate home systems as much as possible.

Inclusive Features

Sometimes, it's the little things that matter. Blade handles on faucets, door levers rather than round knobs, appropriate cabinets knobs and handles, comfort-height bathroom fixtures, multi-height kitchen counters, and numerous other modern home features can make for better living for all.

When building new, including universal design features typically adds great value but little or no cost to a project. Remodeling with an eye toward aging-in-place is also cost-effective and offers high ROI.





Posted by Matt Gamache on 9/16/2020

Setting up and completing a home inspection may seem like a long, arduous process. However, an inspection is a must-have for any homebuyer, at any time.

With a comprehensive home inspection, you can identify any potential problems with a house. And if you don't like what you find in an inspection report, you can always ask a home seller to complete improvements or reduce his or her asking price. Or, if you prefer, you can walk away from a home sale altogether.

Ultimately, there are several steps that you'll want to follow to conduct a home inspection, and these are:

1. Find an Expert Home Inspector

When it comes to a home purchase, there is no need to leave anything to chance. Fortunately, if you hire an expert home inspector, you can avoid the risk of missing possible issues during a home inspection.

Not all home inspectors are created equal, so you'll want to evaluate all of the options at your disposal.

To kick off your search for a home inspector, browse the web. This will enable you to find dozens of home inspectors in your area and assess online client reviews.

Also, don't hesitate to ask a home inspector for client referrals. If you obtain client referrals, you can better understand whether a home inspector can match or exceed your expectations.

2. Attend Your Home Inspection

Although homebuyers are not required to attend a home inspection, it generally is a good idea to walk with a home inspector as he or she examines your residence. By doing so, you may be able to gain home insights that might not be included in a home inspection report.

A home inspector may notice home problems that range from minor to severe. The inspector's job is to identify a problem and include it in a home inspection report.

If you attend a home inspection, an inspector may be able to provide you information about potential home problems, along with an estimate about how much assorted home repairs may cost. That way, you are better equipped than ever before to determine whether potential home problems could deter you from buying a house.

3. Evaluate the Home Inspection Report

A home inspection report can play a key role in the homebuying process. If you evaluate this report closely, you can learn about a home's strengths and weaknesses and decide whether to proceed with a home purchase.

If you have questions regarding a home inspection report, you can always follow-up with the inspector that provided the assessment. This will allow you to obtain the insights that you need to make an informed homebuying decision.

Lastly, it certainly helps to collaborate with a real estate agent before, during and after a home inspection. A real estate agent will guide you along the homebuying process and ensure that you can get the best possible results.

Follow the aforementioned steps, and you should have no trouble conducting a home inspection.





Posted by Matt Gamache on 9/9/2020

Your credit score is one of the most important numbers to your financial picture. You know how important it is to have a high credit score. If you pay your bills on time and keep your debt down, you think that your score will be just fine, but this isnít always the case. There are a few hidden mistakes that you could be making that are bringing your credit score down. Read on to find out what to avoid when trying to keep your credit score up and maintain it. 


Too Many Credit Inquiries


Beware that every time you apply for a new loan or even just check on what type of interest rate you can get, your credit will be reviewed. You want to avoid too many credit inquiries because a high number will bring your credit score down. Always ask if a lender is pulling a hard inquiry to check your score, donít allow too many of these credit checks. 


Anything Small Can Make A Big Impact


Was there a mistake on a medical bill that you paid but it says it was unpaid? If you let this go, your credit score could be impacted. Even unreturned library books that have been turned over to collections can negatively affect your score. Stay on top of things because you never know how a small mishap can affect you.


Your Information Is Wrong


You should look at your credit report so that you can see more than just your history. You can see the information that is being reported to check for mistakes. Incorrect information can bring your credit score down. You can call the credit bureau thatís associated with any errors that you see on your credit report. It can be a little bit of a process to correct the mistakes on your credit report, but the time and effort is definitely worth it for your credit score.                       



Not Using your Credit


While using your credit too much is a problem, not making use of your credit at all can be a problem. Responsibly use your credit. Open a credit card and use it to make small purchases. Charge only things that you can afford and pay the balance off each month. This simple use of a card is one of the easiest ways to establish credit.      


Itís important to do what you can to develop and maintain a healthy credit score. Keep all of your avenues covered to be sure that nothing hidden can negatively affect your credit score. 





Categories: Uncategorized  


Posted by Matt Gamache on 9/2/2020

As a homebuyer, it is paramount to establish realistic expectations for the homebuying journey. That way, you can take a step-by-step approach to achieve various goals along this journey and acquire your ideal residence faster than ever before.

Setting realistic homebuying expectations can be simple. Now, let's take a look at three tips to help you set realistic homebuying expectations.

1. Assess Your Home Must-Haves and Wants

Dozens of homes are available in cities and towns nationwide. If you establish realistic homebuying expectations, you may be better equipped than others to determine exactly what you want to find in your dream house. As a result, you could reap the benefits of a quick, seamless homebuying experience.

Oftentimes, it helps to create a list of home must-haves and wants prior to searching for a house. This list can be updated as you proceed along the homebuying journey and will serve as a guide to help you discover your ideal residence.

2. Get Pre-Approved for a Mortgage

With a mortgage in hand, you can narrow your home search to residences that fall within your price range. Then, you can speed up the homebuying journey and find your ideal residence in no time at all.

To get pre-approved for a mortgage, you'll want to meet with banks and credit unions. These financial institutions generally offer a broad array of mortgage options. Examine all of your mortgage options closely, and you're sure to find a mortgage that matches your finances.

Also, don't hesitate to ask mortgage questions when you meet with potential lenders. Banks and credit unions employ friendly, knowledgeable mortgage specialists who are happy to help you in any way they can. Thus, you can gain expert insights from these mortgage specialists that could help you make an informed mortgage decision.

3. Collaborate with a Real Estate Agent

A real estate agent understands what it takes to purchase a home in any housing market. Therefore, he or she can help you prepare for the real estate market and establish realistic homebuying expectations from day one.

Typically, a real estate agent first will learn about your homebuying goals. He or she then will help you map out a successful homebuying journey, one that concludes with you discovering your dream house at a budget-friendly price.

A real estate agent offers plenty of support at each stage of the homebuying journey too. This housing market professional will set up home showings, keep you updated about new residences that become available and help you evaluate houses. And if you want to submit an offer on a home, a real estate agent will make it easy for you to put together a competitive homebuying proposal.

Achieving the optimal results during the homebuying journey sometimes can be difficult. But if you establish realistic homebuying expectations, you may be able to streamline the homebuying journey and ensure that you can purchase a great house that suits you perfectly.




Categories: Uncategorized  


Posted by Matt Gamache on 8/26/2020

This Condo in Ashland, MA recently sold for $336,000. This Townhouse style home was sold by Matt Gamache - Touchstone Realty.


25 Leland Farm Rd, Ashland, MA 01721

Condo

$334,900
Price
$336,000
Sale Price

5
Rooms
2
Beds
2
Baths
Wow this is the one you have been waiting for! Beautifully updated 2 bedroom 2 full bath townhouse in Ledgemere that has everything you are looking for. Amazing picturesque water views of the duck pond. Open floor plan with lots of natural light. Gorgeous hardwood floors throughout the living and dining room. Big and bright eat in kitchen with plenty of cabinet space and a kitchen island. There is also a slider off the kitchen that leads outside to the sun splashed deck. Two very spacious bedrooms on the second floor with lots of closet space. Finished room in the lower level is great for an office, gym or playroom. Close to all major routes and commuter rails.

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Tags: Ashland   Real Estate   Condo   01721  
Categories: Sold Homes